
Financial education
Finances
Practical information for managing your money, preparing for expenses, and planning your next steps on one income.
Financial Education Disclaimer
Guides
Preparing for Irregular Expenses
Turn annual, seasonal, and occasional household costs into manageable monthly set-asides before their due dates arrive.
Read guideBuilding an Emergency Fund on One Income
Choose a practical emergency-savings target, calculate essential household expenses, and build the fund in stages without ignoring current bills.
Read guideCreating a Monthly Budget for One
Build a realistic monthly spending plan around one household income, including bills, savings, irregular costs, and room to enjoy life.
Read guideHelpful resources
Use these public education sources alongside the guides above when you want neutral background information.
CFPB consumer tools
Official consumer education on budgeting, credit, debt, banking, mortgages, and major money decisions.
Visit consumerfinance.govMyMoney.gov
Federal financial education organized around earning, saving, investing, spending, borrowing, and protecting money.
Visit mymoney.govSocial Security retirement benefits
Official Social Security information for estimating benefits, planning when to apply, and understanding retirement benefit basics.
Visit ssa.govBoldin financial planner
A retirement planning tool with calculators and scenario planning that can help organize long-term financial questions.
Visit boldin.comVideos
Worth watching
YouTube videos selected by the Thriving Solo authors for helpful ideas, practical education, and thoughtful perspectives.
2 videos
Video Disclaimer
These third-party videos are shared for general informational purposes. Thriving Solo does not control, verify, or accept responsibility for their content, availability, advertising, or external links. Sharing a video does not imply endorsement of every view expressed. YouTube’s terms and privacy practices apply.
Retirement
Prepare your finances for retirement
Review expected income, Social Security timing, recurring expenses, savings, debt, insurance, and housing costs. Use the retirement resources above to compare scenarios and organize questions for a qualified financial professional.
Current Senior Discounts and Savings
A carefully checked list of current senior savings for shopping, travel, entertainment, phone service, and dining.
Read guideAARP retirement resources
Retirement information, planning tools, and practical guidance for navigating finances, health, work, and life after retirement.
Visit aarp.orgVideos
Worth watching
YouTube videos selected by the Thriving Solo authors for helpful ideas, practical education, and thoughtful perspectives.
3 videos
What Congress Is Actually Planning for Social Security
By Erin Talks Money | Erin Moriarity
Watch on YouTubeVideo Disclaimer
These third-party videos are shared for general informational purposes. Thriving Solo does not control, verify, or accept responsibility for their content, availability, advertising, or external links. Sharing a video does not imply endorsement of every view expressed. YouTube’s terms and privacy practices apply.
Chat
Join the conversation about Finances
Be kind, stay on topic, and don’t share sensitive personal information.
Community guidelines
Comments are usually posted right away, though some may be held for review. Avoid sharing personal, financial, medical, emergency, or other sensitive information.
Keep conversations respectful, encouraging, and relevant. Profanity, demeaning language, political arguments, inappropriate content, and off-topic comments may be removed.
Emoji are welcome when they fit the conversation. For private inquiries, please use the contact form.
Loading comments...