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Financial education

Finances

Practical information for managing your money, preparing for expenses, and planning your next steps on one income.

Financial Education Disclaimer
Information on this page is general and educational. It is not personalized financial, tax, investment, legal, or insurance advice.

Guides

Planning9 min read

Preparing for Irregular Expenses

Turn annual, seasonal, and occasional household costs into manageable monthly set-asides before their due dates arrive.

Read guide
Saving10 min read

Building an Emergency Fund on One Income

Choose a practical emergency-savings target, calculate essential household expenses, and build the fund in stages without ignoring current bills.

Read guide
Budgeting10 min read

Creating a Monthly Budget for One

Build a realistic monthly spending plan around one household income, including bills, savings, irregular costs, and room to enjoy life.

Read guide

Helpful resources

Use these public education sources alongside the guides above when you want neutral background information.

CFPB consumer tools

Official consumer education on budgeting, credit, debt, banking, mortgages, and major money decisions.

Visit consumerfinance.gov

MyMoney.gov

Federal financial education organized around earning, saving, investing, spending, borrowing, and protecting money.

Visit mymoney.gov

Social Security retirement benefits

Official Social Security information for estimating benefits, planning when to apply, and understanding retirement benefit basics.

Visit ssa.gov

Boldin financial planner

A retirement planning tool with calculators and scenario planning that can help organize long-term financial questions.

Visit boldin.com

Videos

Worth watching

YouTube videos selected by the Thriving Solo authors for helpful ideas, practical education, and thoughtful perspectives.

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2 videos

Why Millionaires Still Hire Financial Advisors

By The Money Guy Show

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Helpful?
Video Disclaimer

These third-party videos are shared for general informational purposes. Thriving Solo does not control, verify, or accept responsibility for their content, availability, advertising, or external links. Sharing a video does not imply endorsement of every view expressed. YouTube’s terms and privacy practices apply.

Retirement

Prepare your finances for retirement

Review expected income, Social Security timing, recurring expenses, savings, debt, insurance, and housing costs. Use the retirement resources above to compare scenarios and organize questions for a qualified financial professional.

Senior discounts6 min read

Current Senior Discounts and Savings

A carefully checked list of current senior savings for shopping, travel, entertainment, phone service, and dining.

Read guide

AARP retirement resources

Retirement information, planning tools, and practical guidance for navigating finances, health, work, and life after retirement.

Visit aarp.org

Videos

Worth watching

YouTube videos selected by the Thriving Solo authors for helpful ideas, practical education, and thoughtful perspectives.

Search videos

3 videos

It Took Me 60 Years to Learn What Really Matters

By Retirement Transformed

Watch on YouTube
Helpful?

What Congress Is Actually Planning for Social Security

By Erin Talks Money | Erin Moriarity

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Helpful?

The Best Retirement Planning Tool May Be Giving You the Wrong Answer

Watch on YouTube
Helpful?
Video Disclaimer

These third-party videos are shared for general informational purposes. Thriving Solo does not control, verify, or accept responsibility for their content, availability, advertising, or external links. Sharing a video does not imply endorsement of every view expressed. YouTube’s terms and privacy practices apply.

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